The electronic certificate and buying used
Private-person omistajanvaihdos can be completed electronically, and this is where many first-time buyers are pleasantly surprised. The seller provides a sähköinen todistus, and no paper registration certificate has to change hands in that workflow.
There is one dependency worth remembering: the digital process relies on valid liikennevakuutus being in place first, so insurance is not an afterthought to be organised afterwards. Sort it before you sit down to the e-service, not after it fails.